2021年，房地產市場調控的主基調仍將是“房不炒”。在這個大方向下，從中央到地方，各級政府紛紛出臺相關政策法規，規范房地產市場，引導房地產市場健康穩定發展。

鳳凰網對房地產進行年中盤點，通過住房和住房、土地新政策、房貸利率和稅率新規、綠色建筑、人才新政策、城市規劃、保障性住房建設、招生教育、房地產相關企業管理規定等。 10 對此，我帶大家回顧一下2020年中央、各省市出臺的影響你生活和購房的規章制度。

一、住房不炒

人大：堅持住，不炒作

3月5日，十三屆全國人民代表大會第四次會議開幕會議在人民大會堂舉行。關于2021年房地產工作部署，李克強總理在工作報告中指出，要保障群眾住房需求，住房要以住的定位，不炒作，穩地價、穩房價、穩期望。解決大城市突出住房問題，增加保障性租賃住房和共享產權住房供應，規范長租市場發展，減輕租賃住房稅費負擔，努力增加土地供應，安排專項資金，集中建設。幫助新市民、年輕人等緩解住房困難。

政府工作報告為樓市定調：房不炒，增加供應，解決住房問題

2021年政府工作報告指出，房地產領域的重點工作要保障群眾住房需求。堅持“房子是用來住的，不是用來炒的”定位，“穩地價、穩房價、穩預期”。 ”。解決大城市突出住房問題，增加保障性租賃住房和共有產權住房供應，規范發展長租市場，通過增加土地供應、安排專項資金、注重建設。盡最大努力幫助新公民、年輕人等緩解住房困難。

財政部：“十四五”期間積極穩妥推進房地產稅立法改革

在4月7日的國務院新聞辦新聞發布會上，財政部稅務司司長王建凡在回答記者提問時談到下一步要完善直接稅制，逐步提高直接稅比重。稅收立法和改革”。

二、土地政策

農業農村部：嚴禁城市居民利用農村宅基地建設別墅、私人會所等

2月22日，國務院新聞辦公室召開關于全面推進鄉村振興加快推進農業農村現代化的新聞發布會，幫助大家更好地了解《中共中央國務院關于全面推進鄉村振興加快推進農業農村現代化”。其中，農業農村部黨組成員、中央農業辦秘書局局長吳洪耀在會上表示，嚴禁城里人下鄉使用農村宅基地。蓋別墅和私人會堂，不能以各種名義強迫農民離開家園。基地，并迫使農民“上樓”，以確保改革始終朝著正確的方向發展。

河北省：試點期滿后第二輪土地承包再延長30年

日前，河北省人民政府辦公廳印發《關于深化全省農村土地制度改革完善農村承包地管理的實施意見》，提出強化農村土地承包經營基本地位。家庭承包經營，保持穩定、長期的農村土地承包關系。第二輪土地承包合同期滿后將再延長30年，倡導“增人不增地、減人不減地”，不擾亂和重新分配承包地，建立健全自愿依法實行土地承包權有償流轉機制，讓農民吃上長效“定心丸”。

《意見》指出，維護承包經營合同和證書的法律效力和合法權威，保護農民對承包土地的占用、使用、轉讓、收益以及抵押、擔保經營的權利。土地承包權，任何組織和個人都不應剝奪或者非法限制農民的土地承包權。

河北省國土空間規劃公開征求意見

河北省于2019年啟動了《河北省國土空間規劃（2021-2035年）》。根據《規劃》，河北省未來15年的總體定位是：國家現代商貿物流基地、產業轉型升級試驗區、新型城鎮化和城鄉統籌示范區、京津冀生態環境支撐區。展望未來15年，河北省將貫徹落實京津冀“一核兩市三軸四區多點”協同發展格局要求，構建“ “兩圈、兩翼、三帶四區、多點支撐、南北生態”。全省國土空間總體格局。

石家莊房屋征收補償操作指引：補償方案有所調整

6月22日，石家莊市住房和城鄉建設局近日發布《石家莊市國有土地上房屋征收補償操作指南（征求意見稿）》征求意見通知)”。通知顯示，對于被認定為危房集中、基礎設施落后的老城區改造項目，區政府要征求區內居民改造意愿，居民支持改造率達到90%以上的項目可以申請房屋征收計劃。

石家莊規范土地市場秩序，具體政策推遲到2026年

6月24日，從石家莊市人民政府網站獲悉，石家莊市政府就《石家莊市人民政府關于進一步規范土地市場秩序的意見》（石正發[2016]21號）。

通知顯示，根據《河北省規范性文件管理辦法》（河北省人民政府令[2020]2號），《石家莊市人民政府關于進一步規范《土地市場秩序》（市政發[2016]21號）有效期延長至2026年6月7日。

河北等7省市土地出讓金由稅務部門代收

6月4日，財政部發布《關于轉讓國有土地使用權、礦產資源專項收入、海域使用費、無人居住等四項非稅政府收入的有關問題》海島使用費向稅務機關征收《通知》。選擇河北、內蒙古、上海、浙江、安徽、青島、云南等省（自治區、直轄市、計劃單列市）實施以省（區、市）為單位開展征收管理職責轉移試點，探索完善征收程序和職??責分工等，為全面推進移交工作積累經驗。

自2021年7月1日起，選擇在河北、內蒙古、上海、浙江、安徽、青島、云南等省（自治區、直轄市、計劃單列市）開展征管責任規劃）以省（區、市）為基礎向試點轉移，探索完善收付流程、職責分工等，為全面推進轉移工作積累經驗。尚未開展征管劃轉試點的地區要積極做好四項政府非稅收入征管工作準備工作，自2022年1月1日起全面實施征管劃轉工作。

河北：四種情況不批準征地開發規劃

河北省自然資源廳印發的《河北省征地開發實施細則（試行）》明確，有下列四種情形之一的，不予批準征地開發規劃：一、該征地開發規劃不予批準永久使用。基本農田；二是2009年以來（不含審批年份）市縣平均土地供應率低于65%；三是各類開發區和城市新區土地利用效率低；四、獲批 年度實施方案連續兩年征地開發未完成。

石家莊2021年住宅用地供應計劃公布

2021年石家莊市轄區計劃供應住宅用地477.24公頃（7158.6畝），其中384.05公頃（5760.75畝）（384.05公頃商品住宅用地，0公頃共有產權住宅用地），46.53公頃租賃住宅用地（15.88公頃可負擔租賃住宅土地，市場化出租住宅用地30.64公頃），其他住宅用地46.67公頃。

河北省：保障重大項目用地，嚴明征地范圍

河北省自然資源廳發布關于近期批準建設用地的通知。內容顯示，在規劃過渡期，各類建設項目的選址應符合土地利用總體規劃和城鄉規劃，并納入已編制并報送審查的全國國土空間規劃。要求新增城市建設用地原則上應位于已報批的城市發展范圍內；積極保護重大項目用地。 2021年各市新增建設用地規劃50%提前使用新規劃指標；優先保障京津冀協同發展、省市重點項目，鞏固和擴大脫貧攻堅和鄉村振興成果。嚴格界定征地范圍。

三、新人才政策

石家莊人才補貼升級

3月3日，石家莊市召開新聞發布會，解讀發布石家莊市近日印發的《關于建設高素質人才強市的實施意見》（以下簡稱《實施意見》）。根據《實施意見》，石家莊市將采取提升人才綠卡、加強金融支持和住房、項目落地支持等一系列措施。

提高博士生租房補貼標準。對引進的博士研究生，自來我市工作之日起5年內，每月房租補貼由2000元提高到3000元，首套購房一次性住房補貼對市區內自用商品房給予15萬元至30萬元。

完善住房公積金貸款政策。對引進的高層次人才使用市住房公積金貸款購買全市首套自用商品房，在政策范圍內給予最大優惠，持有石家莊人才的人才綠卡A卡、B卡有效期內均可使用市住房公積金貸款。購買全市首套自用商品房，最高貸款額度為120萬元。

藁城區出臺多項人才新政，提升人才待遇

藁城區整??合區內66家信譽好、素質高、社會責任感強的第三方服務商，成立“人才綠卡服務聯盟”，為綠卡人才提供服裝方面的專屬服務、食、住、行、用。優惠服務，投資70萬余元建設人才俱樂部，集綠卡辦理、住房補貼受理、政務服務、搭建交流平臺、開展商務洽談、人才信息發布、人才休閑娛樂為一體。人才可以在這里一站式享受。服務。未來預計新建人才公寓123套。

石家莊中央商務區扶持政策！入駐年度最高獎勵1000萬！

石家莊商務中心區建設指揮部辦公室通過了《支持石家莊商務中心區建設和重點產業發展辦法》（以下簡稱《辦法》），明確了石家莊市建設要求中央商務區和重點產業發展。支持方法。 《辦法》明確中央商務區金融資金保障，支持優化中央商務區樓宇預售和銷售管理，加快實施基礎設施建設，聚焦金融等六大重點行業產業和總部經濟，從企業入駐、租賃（采購））為辦公場地和運營提供資金支持。

四、城市規劃

石家莊公布“十四五”規劃綱要

石家莊發布了《石家莊市國民經濟和社會發展第十四個五年規劃和2035年遠景規劃綱要》。主要明確城市發展戰略，明確政府工作重點，激發市場主體活力。它是經濟社會發展的宏偉藍圖，是全市人民共同的行動綱領，是政府履行職責的重要依據。規劃期為2021年至2025年，展望2035年。規劃從經濟發展、交通、民生、主城區、新三區等方面對石家莊未來五年的發展進行了規劃，和正定建設。

石家莊市建筑風貌控制管理新規出臺47條

石家莊市人民政府網站發布了《關于實施石家莊市建筑風貌控制管理技術導則的通知》。 《通知》主要提出了主城區建筑的具體管控措施，重點從天際線與建筑高度管控、街道空間與建筑界面管控、建筑色彩管控、建筑單體管控、正面建筑環境管控五個方面。

住建部：全縣新建住宅樓不得超過18層

住房和城鄉建設部就《關于加強縣域城鎮綠色低碳建設的通知（征求意見稿）》公開征求意見。意見中提到，要限制全縣住宅樓的高度。全縣住宅建筑高度應與消防救援能力相匹配。全縣新建住宅以6層為主，6層及以下住宅比例不低于75%。縣城新建住宅樓最高不超過18層。確需建設18層以上住宅的，應嚴格、充分論證，加強消防應急及市政配套設施建設。

國家農村發展局：不要違背農民意愿強行上樓

6日，國家鄉村振興局副局長洪天云在新聞發布會上表示，今年是鄉村振興建設全面啟動的開局之年。鄉村規劃是鄉村建設的施工圖。 明確村莊布局和分類，積極有序推進編制多規合一的實用村莊規劃，實現有條件、有需要的村莊規劃全覆蓋。一定要注意立足現有基礎和實際情況，保留鄉村特色，不搞大拆大建。

河北省新房配套同步建設開展城市住宅小區建設補短板

日前，省住房和城鄉建設廳等13部門聯合印發《關于開展城市居住小區建設補短板行動的實施意見》（以下簡稱為《實施意見》）。 《實施意見》明確提出，到2021年底，社區智慧安防設施和系統建成率達到100%；到2023年，60%的現有住宅小區基本彌補設施短板；到2025年，現有住宅小區基本彌補設施短板，同步新建住宅小區 各類配套設施齊備，城鎮住宅小區環境明顯改善，全市住宅小區覆蓋率達到2000萬。地級及以上水平明顯提升。

長安區2021年工作報告：完成89個老舊小區，新建6條道路

長安區2021年政府工作報告正式公布。報告回顧了長安區“十三五”工作，對“十四五”工作進行了部署。主要工作方向如下：）突出產業帶動，促進產業布局優化升級；加強現代商貿；突出科技引領，推動深化改革創新突破；突出統籌協調，促進城鄉建設協調發展。突出綠色發展，推動生態環境持續優化。

石家莊TOD試點項目通過審核

近日，全球環境基金（GEF）資助的第一個子項目“石家莊市級公交導向型城市發展（TOD）戰略制定與實施及項目管理支持”城市綜合治理試點工程，召開中期成果評審會。與會專家經過討論，一致同意通過項目階段任務成果評價。

國家發改委：允許出租房屋常住居民落戶公戶

國家發改委近日印發《2021年新型城鎮化和城鄉融合發展重點工作任務》，有序放寬城鎮居民點限制。各類城市要根據資源環境承載能力和經濟社會發展的實際需要，合理確定落戶條件，堅持存量優先原則，促進農業轉移就業人口和在城市生活5年以上并隨家人遷徙，以及在城鎮有穩定就業生活的新生。農民工、上學的農村學生、參軍進城的等重點群體可以輕松落戶。市區常住人口300萬以下的城市實施全面取消落戶限制政策，實施積分落戶政策的城市確保繳納社保年限和居住年限是主要的比例。城市落戶政策應平等對待租房者和購房者，允許租房者常住居民以公賬方式落戶。

國家發改委：嚴格限制500米以上超高層建筑的建設

《2021年新型城鎮化和城鄉融合發展重點任務》近日印發，落實適用、經濟、綠色、美麗的新時代建設政策，嚴格限制500米以上超高層建筑的建設，嚴禁建造“丑樓”。

石家莊發布商業服務業庫存調整用地細則

石家莊市人民政府印發《2021年推進商業服務業用地資產去庫存調整實施細則》。 ，盤活城市現有土地，加快城市開發建設；對目前商業服務業設施規劃用地大、商業設施不足的地區，通過去庫存工作，加快區域商業服務業設施建設，完善區域配套設施。

正定新區：加強教育、醫療和綜合體建設

4月14日，石家莊市召開正定縣（正定新區）發展建設領導小組第二十一次會議暨中國正定新區推進工作領導小組第八次會議（河北）保稅區。要統籌推進功能載體建設。要加強公共基礎設施建設，補齊教育、醫療、衛生、養老等方面的短板，構建多層次、全覆蓋、高質量的民生服務保障體系。加快商業綜合體建設。

石家莊發布2021年43項工作重點

石家莊市人民政府印發《關于印發石家莊市人民政府2021年工作要點的通知》。 （以下簡稱“通知”）。高質量完成城市土地空間總體規劃；加快石雄、石橫-滄港城際鐵路建設；全力推進地鐵項目建設；大力推進中央商務區項目建設；堅持“有房，不炒”的定位；剩下的問題；完成老舊小區改造任務645項；高效盤活利用停產搬遷企業閑置土地。

石家莊市政府與中國交建、中國中鐵簽署戰略合作協議

6月7日下午石家莊最新房產政策，市委書記張超超與中國交通建設集團有限公司黨委書記、董事長王同舟及雙方進行工作座談就深化戰略合作關系、推進項目實施進行了深入交流。 6月9日，市政府與中國中鐵集團有限公司在亞太酒店簽署戰略合作框架協議，標志著雙方合作進入新階段。市委副書記、市長馬玉軍，中國鐵路總公司總裁陳文建出席簽約儀式。

高新區招商措施，招商獎勵最高1000萬

近期，高新區實施“高技術招商在行動”系列舉措，出臺高標準行動計劃，開展多種形式的行業定向招商，提升客戶服務項目服務水平以高質量，大力開展招商引資激勵。如果推薦區內現有企業石家莊最新房產政策，新建項目技術水平領先，符合高新區產業發展方向，投資規模5000萬元以上，投資完成區內開工一年后，對推薦企業給予項目固定資產投資5%的獎勵，最高1000萬元，鼓勵企業積極參與，大力推薦優質項目，實現共同發展與高新區。

石家莊推動傳統商業綜合體轉型

6月23日，政府印發《石家莊市文化和旅游消費試點工作方案》，從規劃、土地、資金、金融、交通等方面加強對文化和旅游消費的支持，包括啟動打造多合一旅游品牌，打造一批精品旅游區，建設一批重點旅游項目，催生一批新興旅游業態。培育旅游民宿；推動傳統商業綜合體向文化、體育、商旅等綜合體轉型升級。

五、房企管理

三部委發文：防止商業貸款非法流入房地產業

3月26日，銀保監會辦公廳、住房和城鄉建設部辦公廳、人民銀行辦公廳印發關于禁止經營性貸款的通知從非法流入房地產領域。要求各部門加強借款人資格審核，加強信貸需求審核，加強貸款期限管理，加強貸款抵押品管理，加強貸后管理，加強銀行內部管理，加強中介機構管理。

嚴格落實失信“黑名單”措施，河北省嚴查違法違規建設項目

近日，省住房和城鄉建設廳、發展改革委、自然資源廳等7部門聯合印發《關于建立違法違規行為日常監督長效機制的若干意見》完善違法建設第一時間發現機制，健全社會監督和群眾舉報第一時間響應機制，強化違法建設第一時間停止機制，明確加大違法違規處罰力度加大失信懲戒力度，從嚴追究黨紀政紀責任。

六、綠色建筑：

石家莊市住建局：90%以上新建綠色建筑

4月13日，印發《2021年全市建筑節能、綠色建筑和裝配式建筑工作方案》的通知發布。工作目標是新建城市綠色建筑占新建面積比例達到90%以上，新建被動式超低能耗建筑面積超過20萬平方米，新建裝配式建筑面積占新城建設面積的25%以上。 .

石家莊促進被動式超低能耗建筑發展的8條措施

Recently, the Shijiazhuang Municipal People's Government Office issued a notice on "Several Measures to Support the Development of Passive Ultra-Low Energy Consumption Building Industry". The notice mentioned that the city's passive ultra-low energy consumption building industry will develop at a high speed and high quality through eight major measures, including large-scale promotion, guaranteeing land supply, formulating incentive policies, improving industrial chains, innovating financial services, strengthening scientific and technological support, and training talents.

A number of real estate industry carbon emission standards are expected to be introduced this year

Recently, Ni Jiangbo, a first-level inspector of the Standard and Quota Division of the Ministry of Housing and Urban-Rural Development, said at the "2021 China Real Estate Industry Carbon Peak Development Summit Forum" that under the background of carbon peak and carbon neutrality, real estate companies are green Designers and implementers of life, green work, and green production methods should shoulder the great responsibility of creating simple, moderate, green and low-carbon methods. The forum simultaneously released the "China Real Estate Enterprise Carbon Emission Research Report 2021", which summarized the characteristics and current situation of real estate enterprises' carbon emissions, and put forward suggestions for accelerating the formulation of real estate enterprises' carbon emission accounting standards.

Before the delivery of Hebei real estate projects, green construction effect evaluation and testing should be carried out

The Ministry of Housing and Urban-Rural Development issued the "Technical Guidelines for Green Construction (Trial)" (referred to as the "Guidelines"). In order to promote the application of the "Guidelines" and further promote the development of green buildings in Hebei, the Provincial Department of Housing and Urban-Rural Development has recently forwarded the "Guidelines" to the relevant departments of various cities, and requires all localities to clarify the goals of green construction work and do a good job in green construction projects. Strengthen the control of the source of engineering design, promote green construction methods, and strictly perform industry supervision duties.

七、Affordable housing

Shijiazhuang urban affordable housing application conditions are relaxed

Shijiazhuang Municipal Bureau of Housing and Urban-rural Development issued a new policy and issued a notice on further regulating the work related to public rental housing, optimizing and adjusting housing security work, relaxing some application conditions, and further simplifying the application process, canceling the permanent residence registration for one year. Or, hold a residence permit for at least 6 months.

Hebei Province guarantees housing security for low-income groups in rural areas

The Provincial Department of Housing and Urban-Rural Development, the Provincial Department of Finance, and the Provincial Department of Civil Affairs jointly issued the "Implementation Plan on Doing a Good Job in Housing Security for Key Objects such as Rural Low-income Groups". It is clear that during the "14th Five-Year Plan" period, our province will Continue to implement the reconstruction of dilapidated houses in rural areas and the seismic reconstruction of rural houses in areas with high earthquake intensity, consolidate and expand the results of poverty alleviation and ensure housing safety, establish and improve a long-term mechanism for dynamic monitoring of rural housing safety, and timely detect and renovate dynamically newly added dilapidated houses. Realize 100% housing security rate for key objects such as low-income groups in rural areas, and all peasant households live in dilapidated houses.

Shijiazhuang issued a method for the use of special funds for housing rental, with a maximum subsidy of 1500 yuan/㎡

The Shijiazhuang Municipal Bureau of Housing and Urban-Rural Development issued a notice on the issuance of the "Administrative Measures for the Use of Special Funds for the Development of Shijiazhuang City's Pilot Project for Supporting the Housing Rental Market (Trial)". The notice stated that the scope of support of the special funds includes seven categories: building new rental housing; rebuilding rental housing; revitalizing rental housing; building a housing rental management service platform; cultivating housing rental companies; Other expenses related to rental housing development. The funds can support the construction of rental housing projects through construction cost subsidies, project capital injection or loan discounts, etc., with a maximum of 1,500 yuan/square meter.

Affordable policy for affordable rental housing

Premier Li Keqiang said at the June 18 executive meeting of the State Council, "We must speed up the development of affordable rental housing to better ensure the basic housing needs of these groups." The meeting determined that large cities with net population inflows can use the The construction of collectively-owned construction land and the self-owned land of enterprises and institutions shall be used to construct affordable rental housing, and it is allowed to convert idle and inefficiently utilized commercial office buildings and factories into affordable rental housing. From October 1st, housing leasing enterprises will apply the simple tax calculation method to individuals renting houses, and pay value-added tax at a rate of 5% minus 1.5%; Residential leasing enterprises renting houses shall be levied real estate tax at a reduced rate of 4%.

八、Education related:

Primary schools strictly enforce exemption from entrance exams, and kindergartens are not allowed to set up pre-school classes!

A few days ago, the Ministry of Education issued the "Guiding Opinions on Vigorously Promoting the Scientific Linkage between Kindergartens and Primary Schools". The document clearly stated that primary schools strictly implement exemption from examinations for admission to the nearest school, and kindergartens shall not teach primary school curriculum content in advance, and shall not set up pre-school classes!

The "Guiding Opinions" emphasizes that primary schools strictly implement exam-free admission to the nearest school, and it is strictly forbidden to use various examinations, competitions, training results or certificates as the basis for admissions, and insist on teaching according to the curriculum standards. Where kindergartens meet the needs, primary schools shall not hold preschool classes.

School district adjustment in the main urban area of ??Shijiazhuang City, adding 12 pilot school districts and 58 schools

The Shijiazhuang Education Bureau has adjusted some of the original school districts and added a batch of pilot school districts and schools. This year, a total of 12 new pilot school districts and 58 new schools have been added, and 16 school districts have been adjusted. After the adjustment, there are 56 pilot school districts and 179 schools in the main urban area.

2021 Shijiazhuang City Main District Compulsory Education "Enrollment Map" Announced

On June 24, in accordance with the requirements of the Ministry of Education and the Provincial Department of Education's "Comprehensive Implementation of the Regulations on Enrolling Nearby Enrollment for Compulsory Education Exemption from Examination", the education bureaus in the main urban area reasonably delineated the enrollment scope of public compulsory education schools and announced them.

九、People's livelihood related

China's population exceeds 1.4 billion in the seventh census

The results of the seventh national population census showed that at 0:00 on November 1, 2020, the resident population of 31 provinces, autonomous regions, and municipalities directly under the Central Government (hereinafter referred to as provinces) in mainland my country totaled 1,411.78 million, which is comparable to the 2010 (the sixth national population Compared with the 1,339.72 million people in the census data, the same below), an increase of 72.06 million people, an increase of 5.38%, an average annual growth rate of 0.53%, an increase over the average annual growth rate from 2000 to 2010 rate 0.57% down0.04 percentage points. Data show that my country's population has continued to maintain a low-speed growth trend for 10 years. According to the seventh census, Hebei has a population of 74,610,235 people. Compared with 2010, the proportion of the population decreased by 0.08%.

Three-child birth policy is coming

The Political Bureau of the Central Committee of the Communist Party of China held a meeting on May 31. The meeting pointed out that further optimizing the fertility policy, implementing the policy that a couple can have three children and supporting measures will help improve my country's population structure and implement an active response to population aging. National strategy and maintaining the advantage of my country's human resource endowment. At the same time, it is proposed to strengthen the support for related supporting systems such as marriage, childbirth, parenting, education, taxation, and housing.

Hebei Province's Measures for the Supervision of Property Services in Urban Residential Quarters will be implemented on May 1

On the morning of April 24, the Provincial Department of Housing and Urban-Rural Development organized a press conference, and the heads of relevant departments interpreted the "Hebei Province Urban Residential Community Property Service Supervision Measures". The "Measures" pointed out that after the comprehensive renovation of the old community, the relevant departments of the local people's government, sub-district offices (township and town people's governments), and residents' committees should guide and assist community owners to set up owners' meetings and owners' committees. If necessary, select a property service company. Owners or owners' committees may sign a property service contract with a property service enterprise by referring to the "Model Text of Property Service Contract". The "Measures" also clarified that if a property service enterprise violates the contract, it shall be liable for breach of contract in accordance with the law.

十、Mortgage related

LPR remained unchanged for 14 consecutive months

The People's Bank of China authorized the National Interbank Funding Center to announce that the loan market quoted interest rate (LPR) on June 21, 2021 is: 1-year LPR is 3.85%, and LPR for more than 5 years is < @4.65%. The above LPR is valid until the next LPR is issued. So far, the 5-year LPR has remained unchanged for 14 consecutive months.

The central bank: Raise the foreign exchange deposit reserve ratio of financial institutions by 2 percentage points

People's Bank of China: In order to strengthen the management of foreign exchange liquidity of financial institutions, the People's Bank of China has decided to increase the foreign exchange deposit reserve ratio of financial institutions by 2 percentage points from June 15, 2021, that is, the foreign exchange deposit reserve ratio will be increased from the current 5% to 7%.

After this increase, the deposit reserve ratio of my country's large financial institutions will reach a historical high of 19%, and the deposit reserve ratio of small and medium-sized financial institutions will also be as high as 15.5%. It is roughly estimated that after this increase, the central bank can freeze about 350 billion yuan of liquidity in the banking system at one time.

The interest rate of many banks raised the latest mortgage interest rate of 9 banks in Shijiazhuang

Fenghuang.com Real Estate learned from the four major banks of ICBC, China Construction Bank, Agricultural Bank of China and Bank of China that for LPRs with a maturity of more than 5 years, the four major banks have raised the benchmark interest rate 4.65%. Among them, China Construction Bank's first home mortgage interest rate increased by 54 basis points, and the mortgage interest rate was 5.19%, and the second home mortgage rate increased by 74 basis points, and the mortgage interest rate was 5.39%.

Shijiazhuang 2021 housing provident fund payment base has been adjusted

On June 25, the Shijiazhuang Housing Provident Fund Management Center issued a notice on the adjustment of the housing provident fund payment base in 2021. The document shows that in 2021, the Shijiazhuang housing provident fund payment base will be the highest at 20,610 yuan and the lowest at 4,122 yuan. In 2020, the Shijiazhuang housing provident fund payment base is the highest of 19,245 yuan and the lowest of 3,849 yuan. Compared with last year, the maximum value of the provident fund payment base was raised by 1,681 yuan, and the lowest value was raised by 273 yuan.